Pay Yourself to Travel Online Course
Stop paying full price for your flights!!!
Learn how to use points and miles with this step-by-step course for Canadians.



Pay Yourself to Travel Online Course
Stop paying full price for your flights!!!
Learn how to use points and miles with this step-by-step course for Canadians.



Who Should Use Points & Miles?

The sooner you start earning points, the better.

Create special family memories, anywhere in the world.

Nearly free honeymoon thanks to your wedding expenses? Heck yes!

Bridge the distance without breaking the bank.

More spending = More earning

Connect in-person with the people you love the most.

Regardless of your bank balance, why pay full price when it's not necessary? If you can travel more while spending less, that's a heck yes!

Treating yourself goes beyond the life-changing experiences you can have around the world with points and miles.
Take the money you've saved on flights and invest it, or add a unique experience to your trip, or gift someone else a plane ticket.
The ways you can treat yourself are infinite!

In our global world, the chance that you will need to hop on a plane, last-minute for an exorbitant price, to be with friends or family or even to say goodbye, is more than likely. It's happened to me and I was incredibly thankful that I was able to save $2,000 on my ticket in that situation.
Why Am I Qualified to Help You?
Hi! I'm Tara ("Tar-ah"), the owner of the blog Travel with TMc and the podcast Travelling Through Life: A Podcast on the Go. I've been living and travelling around the world since 2012 and I've been using points and miles to make travel more and more affordable since 2014.
What started as a broke university's student desire to see the world led me to dive into every website, forum, and newsletter I could to learn about "travel hacking". I started implementing the tips I gathered online and over 10 years later I'm still going strong.
In 2025 I took 10 flights for less than $800 CAD in total.
Not everyone has the time or energy to comb countless YouTube channels and blogs or dig into the Internet's nooks and crannies, let alone digest and make sense of it all. That's why I offer private points and miles consultations and made this course.
My goal has always been to help people discover the world or stay connected in-person with friends and family by booking super affordable flights.
I can't wait to see where points and miles will take you too!

$283 to South Korea & Japan


$162 to Europe at Christmas

Repudiandae
Why Use Points and Miles?
The number of reasons to use points and miles is as varied as the number of ways they can be redeemed and enjoyed.

Spend Time with Family & Friends

Travel More Often

Go on that Bucket List Trip

Save Money & Time

Gift Someone Else

Be Prepared for Unexpected Flights

What's Included?
In this course I take you step-by-step through:
financial literacy basics,
choosing which card to get,
maximizing points earning on daily expenses,
calculating the cash value of points,
knowing when to use points vs. cash,
where to book affordable cash flights,
understanding how to use the program(s) that's best suited to your needs, and
booking your first flight with points.
At the end of the course, you'll have the knowledge to:
confidently choose your best cards,
effectively maximize your points earning potential,
properly book rewards travel to anywhere in the world, and best of all...
make back the course cost and start saving money within your first* redemption!
PLUS the sky's the limit for flight savings potential going forward now that you have this knowledge!
What are you waiting for? Start turning your daily expenses into super affordable flights!


Student Testimonials
Don't take my word for it!
Here's what past Points & Miles Coaching Clients and Online Course participants have to say.
"Honestly you have changed my credit card game for the best. I feel like a point shark! hahah"

"Mind blown. I wish I knew this earlier. So many years I could have racked up so many points. I need to book a time with you to work on my Aeroplan points for travel to Europe."

"Thinking we should have taken your course on how to earn free flights from the time we first met you."

"Eveniet quam natus et commodi minus consequuntur enim iure magnam nam fugit voluptas."

"I was able to snag my birthday flight to San Francisco (from YYZ) for $70 thanks to my sessions with Tara from Travel with TMc. She just dropped a course to teach you how you can do the same PLUS so much more in regards to travel. This woman is a fantastic teacher and explains things in a very digestible way. 10/10 recommend."

"Working with Tara has been an incredible investment in our ability to travel as a young family of 5.Not only is it saving us a lot of money, but we can travel more frequently. Honestly it has given us a lot of hope that we can see our family more regularly as well as take some leisure trips in there too!"

"Tara has been bugging me for years to collect points. I finally listened and got the card she suggested.The first time I used my points was for a bachelor party trip. My buddies swore I wouldn't be able to book on the same flight as them. It turns out I could - and I paid 1/10th of the price to sit with them!"

"Eveniet quam natus et commodi minus consequuntur enim iure magnam nam fugit voluptas."






All prices in CAD
PYTT Course FAQ
Girl, how do you save for your travels so fast? How do I book cheaper flights and accommodations?
The simple answer is that I am always saving and planning for travel, even (/especially!) when I don't have immediate travel plans.
Think of using points and miles like retirement planning. Super sexy and exciting analogy, I know. However, the best way to save and plan for your travels is to 1) start early and 2) always be planning for the possibility of future travel.
What is the time commitment?
For the Pay Yourself to Travel course, the time commitment is however long you choose.
You can fly through the material, skip the homework, and cross your fingers. You can also take the time to read through the modules, complete the homework (I highly suggest this to be effective), and practice the skills you've learned. You can practice the flight researching skills as much or as little as you want.
It's up to you. That's the beauty of choosing the online course module!
Can I book a 1-on-1 session with you too?
Yes! If you'd like to book a 1-on-1 session, email me at Connect@TravelwithTMc.com. Let me know you're a student of the course and we'll organize a time. Private sessions are $125 + HST per hour.
What are the learning modules?
The PYTT course covers several topics in points and miles including personal financial habits and lingo to set a strong foundation, how to choose the best card for you, how to maximize earning points, a breakdown of each of the major canadian travel rewards programs, how to redeem points, and more.
How long does it normally take to get enough points to travel?
The simple (though possibly not very satisfying) answer is that it depends.
It depends on how often you travel, where you're travelling to, what style of travel you prefer, how many people you're booking for, and of course, your monthly spending habits, plus how often you're maximizing layering, promotions, and sign-up bonus offers. Another thing to consider is whether you're playing the 1-player or 2-player points game. The list of factors continues...which is why I'll be there to guide you along the way!
How will taking this course minimize stress, maximize value, and help me with my future trips?